The name Credence is derived from the Latin word "credere", which means believe. Founded by Ann Hermans in 2001, Credence Settlement Services was established because her son, Erik Hermans, Founder and President of Credence Mortgage, Inc., believed that his philosophy of restoring honesty and integrity to the loan origination process should be extended to include the settlement process as well.

Our custom developed technology and the belief that your settlement should be relaxed and simple is what sets Credence Settlement apart from the rest of the industry and promises to make your settlement "A Different Kind of Experience."

Here at Credence Settlement, we pride ourselves on our teamwork.  We appreciate the opportunity to let our team work for you. 

Ann Hermans Title Agent	A year after founding Credence Mortgage, my son Erik came to me and asked if I would be willing to help him start up a Title Agency based on the same principles as Credence Mortgage. Since I like challenges, I decided to try it. We are now in our fourth year and it has been a really rewarding and fun experience. I enjoy the people we meet and am very satisfied helping them. We have a great team and I hope to be involved for quite a few more years.
Donna LaMontagne Escrow Agent	Working here has been a really great experience for me because this position has allowed me to learn so much in my field of choice- accounting. I love that I work for a company which not only allows me to learn, but also allows me to take pride in the company I represent. I have worked for bigger companies, and none of them gave me the sense of honesty and openness that we have here at Credence.

We promise that we will guide you through the settlement process by explaining all of your mortgage transaction documents in a pace that you are comfortable with, making your settlement stress and hassle-free. Our mission is to make your settlement "A Difference Kind of Experience."